According to the financial planners the term emergency preparedness usually refer to the estate planning documents, insurance and emergency savings. All these emergency preparedness is very crucial for every individual, but it has no role during the natural disasters like the recent Hurricane named Michael. It has created many stories and all news channels were…
Category: Frugal
6 Money Tips for Beginners
Here are the top 6 things to manage your money,which help you to build wealth freedom. 1.Contribute to 401k and get free money. If you have not invested in your 401k, had not contributed any money and therefore unfortunately missed out on the free money match of 6% that your employer was giving. It does…
Most Expensive and Least Expensive Cars to Maintain
Today, we’re going to talk about the most expensive and least expensive cars to maintain. You’ll learn which cars those are and what problems occur with greater frequency in some car models. It’s often a wiser decision in my opinion to buy a car two to three years old with low mileage in great condition…
6 Misconceptions About Millionaires
Today, we are going to talk about millionaires and specifically some misconceptions that people have about millionaires. I thought this was interesting because sometimes we do get misnomers about millionaires and it kind of can Cloud our judgment and Cloud what we think it takes to become a millionaire. 1. They’re not all filthy rich….
4 Tips to Avoid ATM Fees
Today, we’re going to talk about some tips to avoid ATM fees and this really came about because I read a statistic that banks collect over a billion dollars annually in ATM fees. And I thought who is paying ATM fees? Because I rarely if ever pay an ATM fee. One of the reasons why…
Radical Housing Ideas of Get Your Employer to Pay for Your Housing Costs
You need a rich and meaningful life. Now we’re building a plan for financial freedom in 10 years or less. Continuing on today is the idea: Is there a way that you can get your housing, to be provided for you by your employer? Of course, there are many ways that this can be done,…
Paying off loan can limit flexibility
The couple wish to cash in a 25,000 CD to repay an automobile loan of approximately $23,000. They’ve got some cash in retirement plans and spent in. They don’t have half a year of emergency money when we proceed with this strategy. The automobile loan is currently at about 7% as well as the CD…
Four ways freelancers can save for retirement
The gig market has exploded during the past ten years. Nowadays, it’s no biggie to locate our neighbors, relatives and even co-workers padding their pockets by leasing their houses on Airbnb, forcing for Uber or performing various different tasks here and there. Who states freelancers can not make retirement programs? Here is the Way to…
5 Tips for Lowering Your Cell Phone Bill
1. Wifi is the Best Choice Keep the Wi-Fi connection as much as possible-especially at home or at work. If you do not have Wi-Fi access when you are out, please remain smart. Do not download or stream any movie, podcast or music unless you are using Wi-Fi. Data overruns can quickly increase, and some…
How to Make Money on Airbnb
When your in-laws come to town, old college friends visit, or your single brother passes on the way to the music festival, a spare bedroom comes in handy. But what should you do with the empty room in the other 350 days of the year? You can rent and deposit cash by becoming a Airbnb…