Category: Financial

Bill consolidation can be a tempting alternative because it offers borrowers the ability to combine their loans into a lump sum payment. However, financial experts warn that bill consolidation could be risky, and could play a key role in increasing debt instead of mitigating it. Many people who take up bill consolidation without considering other…

Young people who started leaving the house should know how to maintain their credit. This becomes very important at this age. If they do not know this, they will definitely face obstacles when it comes to buying a car, an apartment, and even a credit card. If they do not know how to maintain a…

There are many money mistakes which we always to and think of avoiding. For example spending too much for cell phone, cable, or overspending on trips. There are many in number and let’s try to list some of them and aim to avoid these mistakes in 2019. Money Mistake #1: Paying extra on cell phone…

Does the thought of retirement in future haunt you about leaving no source of income? If yes, then you just need to save. Savings is all about enabling you to avoid personal disasters. It also makes you financially independent. The major reason as to why one should save is for insurance against worse weather or…

Life insurance is very important nowadays. It ensures financial security and peace of mind. There are a lot of benefits that one can get from a life insurance. By life insurance, you can get everything, from compensation of any of your loss to compensation for your health purpose. But, it has been seen that many…

I’m sure you’ve caught the show Hoarders on TV. For a while there, that seemed to be on at every reception or waiting area. If you can hold your head up high and say that you find that show completely unrelatable, then bravo. But if you’re like most of us who not only have a…

Today, you’re going to learn what 7 things you should do immediately if you want to become a millionaire. Nowdays, a lot people still have the objective of becoming a millionaire and everyone should strive to become a millionaire, because it’s within everyone’s reach. No matter how little you have to start with or how…

Will Kylie Jenner become the youngest self-made billionaire? Recently she graced the cover of Forbes Magazine and there was a lot of controversy over, is she self-made or is she not self-made? There’s some really positive trends happening that there are more ways of making money in the future than we’ve seen in the past,…

Today, we’re going to talk about the five components to your credit score. I wanted to talk about what are the five specific components to a FICO credit score and how are they made up so that you are crystal clear and you can do the right things and make the right decisions with your…

The last few weeks, we’ve been reviewing personal finance basics. We’ve got shows about budgeting and savings and investing on our website. And this week we’re looking at debt in credit. With one question that comes up over and over and pretty much in everyday life, which credit card is the right one for me?…