How to invest £10k and get the best return

6. Cash can be a destination

Good savings rates can yield ok returns. Depending on your risk profile, you may wish to keep some of your savings in cash. This is fine. Although the buying power of your savings may diminish due to the effects of inflation, you will not lose any of your capital and may even make a bit of interest. If you are willing to lock your money away for a while you may be able to find a savings account that pays a decent interest rate while keeping your nest-egg safe.

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